Select few are at the top of the list of the many options that consumers have when it comes to credit cards. This is not just any piece of plastic. These cards can only be obtained by a few privileged people. The seven most difficult credit cards are examined in this article. They have strict requirements and exclusive benefits which make them highly sought after by financial elites.

Centurion Card From American Express Black Card:

Black Card is the legend of the Centurion Card. It represents exclusivity at its highest level. Invitation-only, the Black Card is reserved exclusively for people who have attained financial success and have also reached exceptional heights. Black Card comes with a steep annual fee and offers unmatched benefits. From exclusive travel incentives to concierge services, it caters to its cardholders’ every whim.

J.P. Morgan Reserve Card:

J.P. Morgan Reserve Card is a sign of exclusivity. It offers a perfect blend between financial sophistication and luxurious lifestyle. Only available on invitation, the card’s palladium construction reflects its status as a unique product. A substantial annual fee allows cardholders to access exclusive events, concierge services, as well as a number of other high-end privileges.

Stratus Rewards Visa Card:

The Stratus rewards Visa card is a status symbol and a privilege. Only by invitation is this card available. It’s reserved only for the creme of la creme. Their unique rewards program provides access to events, private jets, and other VIP benefits. Its rigorous qualification procedure ensures only the highest level of financial achievement can use this prestige symbol.

Coutts Card Silk:

Coutts is synonymous in the private banking world with exclusivity. Coutts Bank only offers the Coutts silk card to its elite clientele. The Coutts Card is an embodiment of refinement and sophistication. A credit card that emphasizes personalized customer service, opulent benefits and the history of one of world’s oldest banks.

Sberbank Visa Gold Card

Sberbank Visa Infinite Gold Card – a card from Russia, known for its elegant design and exclusive availability. Invitation-only card reserved for individuals of high net-worth, it offers a unique combination of benefits. For the exclusive privileges and benefits that this card offers, it’s worth paying a high annual fee.

Dubai First Royale Mastercard:

Dubai First Royale Mastercard shines in this city of luxury. Only the most elite can apply for this card. The annual fee is substantial, yet it comes with exclusive privileges, such as an elite relationship manager or access to luxury lifestyle experiences.

American Express Centurion Cards (Invite-Only Card)

American Express Centurion cards (Invite Only), unlike the more widely-known Centurion, are harder to come by. American Express will personally invite you, as a way to recognize your outstanding financial standing. For those who are looking for the ultimate in credit card exclusivity, this card will not disappoint.

Seven credit cards represent exclusivity and prestige in the credit card universe. The strict requirements for qualification and the extraordinary benefits they offer make these cards not only financial tools, but also symbols prestige and luxury. If you are lucky enough to own these credit cards, it means that you have entered an exclusive club, where the financial limitations of your life will be surpassed and unparalleled benefits await.